In response to recent President-elect, Donald Trump, many Floridians who have Obamacare are worrying about Trump’s plans to remove the program. Family members and insurance brokers from Thomas and Associates have a message for worried citizens of the greater Northeast Florida.

What you should know:

  1. Despite fears of Obamacare being dismantled, Obamacare is here to stay at least until 2018 and possibly through 2019. It’s important to remember that it took two years of debates to even get Obamacare passed originally. Thomas and Associates is not sure that the debate to replace will take less time.
  2. Even with the 20 – 25% premium increases, Floridians will find lower premium costs due to the lack of competition and the way that the Obamacare law is written by basing the tax credits/subsidy on the second cheapest silver plan available in the county.

    Finding the right plan can be confusing. Most shoppers enroll by price. This is a common mistake by many insurance shoppers. The cheaper the insurance plan premium, the more a person must pay in deductibles, copays, coinsurance, and prescription drugs.

    Overall, the best way to handle insurance questions or concerns is to work with an insurance broker that can help shop all or most of the plans available in a person’s local area. At Thomas and Associates, we are committed to finding an insurance plan that is affordable and provides the medical help that is needed. For questions, comments, or concerns, we are here to help. Contact us today for answers at 904-730-3900 or visit us online at

shutterstock_307143776Thomas and Associates is a Family-Owned-Operated Insurance Agency established in 1970 and located in Jacksonville Florida. Thomas & Associates objective is to get our clients the right coverage for the right price with a no charge of personal service and support.