If you’re approaching Medicare eligibility—or already enrolled—now is the time to review your options. The Medicare Annual Enrollment Period (AEP) runs from October 15 to December 7, giving beneficiaries a limited window to make changes to their coverage.
What Is the Medicare Annual Enrollment Period?
During AEP, you can:
- Switch from Original Medicare to a Medicare Advantage plan
- Change from one Medicare Advantage plan to another
- Enroll in or change a Medicare Part D prescription drug plan
- Adjust coverage to better fit your health needs
Making the right choice is critical. Changes made after December 7 may not take effect until next year—leaving you with gaps in coverage or higher costs.
Why Acting Before December 7 Matters
Delaying enrollment can put you at risk for:
- Missing prescription drug coverage updates
- Paying higher premiums or penalties
- Facing gaps in care during the year
Medicare plans and rules can be complex. A local independent agent can help ensure you select a plan that balances costs, coverage, and access to providers.
How to Review Your Medicare Options
Start by asking yourself:
- Has my health changed since last year?
- Are my medications still covered under my current plan?
- Would a Medicare Advantage plan offer more benefits than Original Medicare?
Once you’ve answered these questions, an expert agent can walk you through the available plans in your area, compare premiums, and help you make an informed choice before the December 7 deadline.
Contact Thomas and Associates for Expert Guidance
Don’t risk missing the Medicare Annual Enrollment Period. Thomas and Associates has helped thousands of Floridians navigate Medicare, ensuring their coverage fits their unique needs.
Call us today at 904-730-3900 to review your Medicare options before December 7. Your health and peace of mind depend on it!