How to Choose a Health Insurance Plan That is Right for Me

How to Choose a Health Insurance Plan That is Right for Me

Choosing health insurance can be a bit daunting. With different plans and providers, there are so many options. It can become confusing to know which plan actually makes sense for you, and your family, if applicable. 

One thing is certain – you need health insurance. Even if you’re worried about the cost, there are many different affordable options available. It doesn’t matter if you’re young, single, married, or have children; health insurance protects you financially if a serious illness or accident occurs in your life. 

At Thomas & Associates, we are a team of certified health insurance brokers. We can help you find the best, affordable health insurance quotes in the Jacksonville area. We’ve been helping individuals, families, groups, and small businesses find proper health insurance plans since 1970; and represent the top Florida company with largest provider networks and most coverage options. 

Here are a few helpful tips when trying to figure out how to choose the right health insurance plan for you.

  • With most plans, especially ones in the Marketplace (healthcare.gov), there are different categories which will determine how much you will share the costs with the plan. The five categories of Marketplace insurance plans are: Bronze, Silver, Gold, Platinum, and Catastrophic. 
  • Think about how much you’re willing/can spend in a month – this is called the monthly premium. The monthly premium is what you pay every month, regardless if you use any medical services or not. 
  • Research what the out-of-pocket costs will be, so you will know what you have to pay for each type of service. 
  • See what types of benefits are being offered and think about what you and your family will need. 

Our team will help you through every step of the health insurance buying process and make health insurance easy to understand for you. When you work with us, you will know and understand all components and benefits of your health insurance plan, with the best plan based on your medical needs, family size, and budget. 

Get Health Insurance with a Broker in Jacksonville, Florida

The health insurance plan that is right for you is the one that best fits your needs and budget. There are so many options out there, and it’s our job to help you find the one that makes the best sense for your life.  We will help you take the time to review your options and choose a policy that works for you. It’s safer and more financially-sound to have health insurance in the long run. 

At Thomas & Associates, we have years of experience helping people find and apply for the right health insurance plan. We will help you choose a plan that is based on your specific needs and budget. Our certified brokers can help you through the healthcare enrollment process. It’s our pleasure to help you! If you have a qualifying event, you can apply for health insurance any time throughout the year. 

Through years of experience and knowledge of the system, we will find you a great health plan. Our certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, will help you select a healthcare insurance plan that is best suited to medical needs and finances.

If you have professional health insurance brokers working with you, everything will be explained to you in a clear, concise manner. If you’re looking for an individual healthcare plan or a group healthcare plan, our certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, can help you get the best plan. 

We will get you a plan that is affordable and gives you the proper coverage. Let us help you find the right healthcare plan. Contact us for more information and to get a quote today! To work with our agents, click our Jacksonville health insurance contact page or call 904-730-3900

 


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