How Do Health Insurance Brokers Help?

How Do Health Insurance Brokers Help?

Are you looking for health insurance? Whether for yourself, your business, or your family, searching for health insurance can be an overwhelming process with a lot to know and consider. From plan options to carriers, you may get overwhelmed with what is the best choice, and there may even be things you don’t quite understand, such as coinsurance, EPOs, or deductibles. While health insurance can seem like a foreign language, you don’t have to go at this alone!

At Thomas & Associates, we are a team of certified health insurance brokers. We have been helping individuals, families, groups, and small businesses in the Jacksonville area enroll in the best health insurance plans since 1970. We represent the top Florida company with the largest provider networks and most coverage options.

Below, you can find every step that you will take during the health insurance search process. Our team at Thomas & Associates will ensure you are properly guided through the process and are available to answer any questions you may have.

  • Searching – At this stage, one of our brokers will ask you what your needs and general health is (of you or employees) and your budget. We will recommend options that will work with you and discuss all the pros and cons of different plans and carriers in the Jacksonville area. We know what carriers will make sense for you whether you’re an individual or a small business.
  • Plan Selecting – After you’ve narrowed down a few choices, your broker will go through each plan to show and explain to you the differences. We can show you what plan will save you more money or provide you the best coverage for your needs. We will make sure you understand everything within the plan so there will be no surprises.
  • Filling Out the Application – The application process requires filling out certain forms, getting wage reports, setting up payments with the insurance company, plan dates, cost-sharing, probationary periods, etc. This is a lot to think about and do, therefore your broker will help you get the right documents needed. Alongside one of our skilled brokers, you can complete the application and send it over to the insurance company quickly with our streamlined process.
  • Underwriting – After the application has been sent, your broker will work with the insurance company to send anything they additionally request and negotiate where possible. You will be kept in the loop every step of the way.
  • Onboarding – Once the insurance company approves your application, your broker will help you get started with the insurance offline and online and show you how to find doctors and pharmacies, how to manage payroll deductions and more.
  • Administration – You can contact our broker to resolve issues with the insurance company, whether it has to do with an invoice or taxes.
    Insurance renewal – If you need to go over a renewal offer with the insurance company come Open Enrollment, we recommend you work with one of our brokers. We may be able to find you a better option with the same carrier or another carrier at this time.

Get Health Insurance Help with a Health Insurance Broker in Jacksonville, Florida

At Thomas & Associates, we have years of experience helping people find and apply for the right health insurance plan. We will help you choose a plan that covers the services you need and your budget. Our certified agent brokers can help you through the healthcare process. We are here to help you!

Through years of experience and knowledge of the system, we will find a plan that works best for you depending on your health and budget. Our certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, will help you select a healthcare insurance plan that is best suited to medical needs and finances.

We know health insurance plans can be tricky and confusing, but it doesn’t have to be. If you have professional insurance brokers by your side, everything will be explained to you in a clear, concise manner. If you’re looking for an individual healthcare plan or a group healthcare plan, our certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, can help you get the best plans.

We will do the work to get you a plan that is affordable and gives you the proper coverage. Let us help you find the right healthcare plan. Contact us for more information and to get a quote today! To work with our agents, click our Jacksonville health insurance contact page or call 904-730-3900 .


Join the Discussion