Health insurance can be extremely complicated (unfortunately). Buying it for yourself or your company’s group health insurance plan can be even harder. Health insurance policies are filled with confusing language that can leave you puzzled as to what you’re truly paying for and/or what is exactly covered. Don’t purchase an insurance if you’re confused. There are plenty of ways for you to find answers and clarity about the healthcare plans out there.

Our team of certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, wanted to share with you difference ways to find help with health insurance. By getting help, you will avoid signing up for a plan that doesn’t reflect your current needs and budget.

Remember, annual enrollment for the Affordable Healthcare Act (ACA) plans ended January 31, but a person (single or part of a company) may qualify to enroll in a healthcare plan if you have been through a trigger event such as loss of group coverage, moved to a new area, gained a dependent or gained citizenship.

Way to Better Understand Individual, Group Health Insurance

1. Talk to Health Insurance Brokers/Advisors –  With a health insurance broker, like from Thomas & Associates, you get free answers, free quotes, and free help. In the Jacksonville, Florida, area, there are 49 health policies offered with different premiums, provider networks and plan benefits. It can be a daunting task to compare all these plans while considering coinsurance, copays and deductibles. Let a health insurance broke do the free research for you to help you find the right doctor, coverage, and price.  In the Jacksonville area, many different plans are available for families, groups, individuals and small businesses. No matter your income level, there’s a plan for your needs. A health insurance broker from Thomas & Associates can listen to your specific needs to find the right plan for you.
2. Health insurance’s helpline – If your workplace or family member has a certain insurance and you’re interested, call the helpline and talk to a customer service representative. This way, your getting your questions answered about their plans directly from them.
3. Check Out Florida’s Health Insurance website – Visit Florida’s health insurance website and you will find a lot of resources and answered questions on state plans.

Talk to Family and Friends – See if any of your friends or family members are knowledgeable on healthcare plans. They may be able to help you make a decision or know what questions to ask a health insurance broker.

Do you need help getting an individual or group health insurance plan?

If you’re in the market for an individual healthcare plan, insurance for small business, employers insurance, or a group health insurance plan, our certified agent brokers at Thomas & Associates insurance agency in Jacksonville, Florida, can help you get the most cost-effective plan for your needs. We will make the process simple and easy for you to understand. You can count on us to find you the right coverage that reflect your needs, wants, and budget. With Thomas & Associates, you’ll know exactly what your healthcare plan is giving you. To get started with us, click our health insurance contact page or call 904-730-3900.