4 Health Insurance Marketplace Tips to Know

If you’re looking for a health insurance plan that meets your specific needs, the Health Insurance Marketplace is a good place to start. This highly useful resource gives customers access to call centers, websites and in-person assistance to facilitate their search for health insurance. Through comprehensive health care enrollment and shopping services, the marketplace seeks to guide customers toward finding their ideal insurance plan.

If you’re still new to the marketplace, we’ve compiled a list of tips to help you navigate the site. Once you know how to make use of this resource, you can enlist the help of a health insurance agent in Jacksonville to find the right healthcare plan for you.

1. Find Out if You Qualify for a Special Enrollment Period

The Special Enrollment Period gives you the opportunity to change your current plan or to enroll in 2021 marketplace coverage. This extended enrollment period is available to customers who have recently experienced a significant life event, such as moving, having a baby, getting married or losing other health coverage. If you qualify, you can receive the help and support you need when paying for coverage.

2. Pay Your Monthly Premiums

When paying your monthly healthcare premiums, do not send them to the Health Insurance Marketplace. Instead, make sure you’re paying your premiums directly to your insurance provider. It’s also worth noting that your coverage won’t officially begin until you successfully complete your first premium payment. By staying on track with your monthly payments, you can get the most out of working with a health insurance agent in Jacksonville.

3. Enroll in Medicaid or CHIP

If you’re planning to enroll in Medicaid or the Children’s Health Insurance Program (CHIP), it’s important to know what to expect from the process. Fortunately, you are free to enroll in either program at any time of the year you wish. Just be sure to confirm that you qualify for your chosen program before you begin the enrollment process. Those who do qualify will have their coverage begin right away.

4. Understand Your Health Insurance Policy

Finding the right healthcare plan through the Health Insurance Marketplace is only the first step. To reap all the benefits of your insurance policy, it’s important to understand how you can use it to your advantage. Simply browse the resources on the marketplace to find the right tips and resources that match your individual needs.

Get the Most Out of Your Healthcare Plan

To fully appreciate everything your insurance policy has to offer, consider working with a health insurance agent in Jacksonville. This seasoned professional can help you find the healthcare plan that’s a perfect match for you. To learn more about our services and how we can help, contact Thomas & Associates today.