New Year, New You, New Insurance:

New Year, New You, New Insurance:

The new year always brings with it new strategies to lose weight, eat healthy, save money and a host of many other new year’s resolutions. What are some of the things that maybe overlooked or put on the back burner that you should get started working on right away? Here at Thomas & Associates we wanted to help you outline and provide you helpful tips or tools to manage your health for the upcoming year.

The first step you should start with is scheduling a Wellness exam with your primary care physician. The sooner you do this the sooner you will begin gaining control of your health. What is included in your wellness exam you ask? Typically, your physician will spend some time with you to ask you about your current health, any changes or concerns you need to address and once the physician listens to you he/she will check your blood pressure, order standard bloodwork to be reviewed and followed up with. Your physician may request that you schedule some tests based on your age and sex for a baseline on how to manage your health.

Secondly, while it is very important to rely on your healthcare providers to help guide you there are certain steps you can take to assist your healthcare team in making 2017 your healthiest year ever! Take ownership of your health and take advantage of your insurance carrier’s website to utilize everything that is available to you. As a member, you should create a username and password on your carrier’s website to be able to access their portal. On the portal, you can view your claims, take advantage of free services available to you such as 24 hour help lines to speak with nursing professionals, change or search for additional healthcare providers, pay your bill, make changes to address if necessary, take a look around and understand your plan and take advantage of any health perks, discounts, tutorials readily available to you.

Thirdly, you should be sure to reach out to your personal agent to review not just your health coverage but review any other insurance policies you may have, make changes or look at purchasing new plans because your needs may have changed. Do you have life insurance? Is it enough? Has your family size changed? Do you have enough coverage in the event someone becomes disabled or even worse, there is loss of life? Get a free quote here or take advantage of your personal agent to review your current policies and make any recommendations for a healthy and protected year! If you are searching for a personal agent, contact one of our licensed agents at Thomas & Associates so we can help customize and protect your family for years to come.