• Health Insurance

    • Right plan, right price, the right doctors. Let us help you and your family make the right health care choices.

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  • Employee Benefits

    • Let us help you create a customized benefit package for you and your employees.

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  • Property & Casualty

    • As your local Farmers® agent in Jacksonville, FL we can help with auto, home, renters, business insurance and more.

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  • Medicare

    • Our family is here to help you navigate your Medicare options. We offer a variety of Medicare supplements, advantage plans, and prescription benefits to meet your personal needs.

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About Us

Thomas & Associates is a Family-Owned-Operated Full-Service Insurance Agency in Jacksonville, Florida. Since we opened our agency in 1970, our Certified Agent Brokers have helped thousands of individuals, families and businesses with their insurance needs. With fifty years in business, you can count on us to be here when you need us.



Families Served


Years of Experieince


Companies Represented

Meet the Team

Let us help you! Our experts make your life easier and get you the most out of your insurance right away.

I’ve had a serious health condition that appears to be stabilized. Can I buy individual health coverage?

Yes, under the Affordable Care Act, insurance companies are not allowed to deny coverage to anyone for a pre-existing medical condition. There are no more medical underwriting questions to answer prior to acceptance.

If I’m separated from my spouse can I qualify for subsidy if I file a separate tax return?

Married couples must file a joint tax return in order to receive annual premium tax credits (APTC) on the marketplace. Simply stated, married couples, even separated, will not receive APTC though the marketplace if they file an individual tax return. Divorced couples can receive APTC when they file an individual tax return.

What are Cost Share Reductions?

Cost Share Reductions are benefits offered through the Marketplace specifically designed into silver metal level plans. Cost Share Reductions are provided to reduce out of pocket costs associated with the insurance plan, such as annual deductible, co-pays, prescriptions, hospital stays, etc. These reductions are provided when your family income and household size fall under 250% of the federal poverty level.


Make Sure You Are Covered

With over 40 years in the business, we have your answers. Contact our team of Jacksonville brokers for your free quote.